First Financial Funding
specializes in equipment leasing and equipment financing. Equipment
leasing offers a
quick and effective solution to start, add or expand
your business with the
equipment you need now. Equipment leasing normally doesn’t entail
the banking formalities of business plans, extensive financials, and
the collateralization of hard earned personal assets. Often the
financing requires
only 1 or 2 payments upfront,
sometimes even $20, not
the 20-30% that loans require. Simply, choose the term that best
suits your cash flow; let the equipment pay for itself over that
term and you own it at the completion of the term with the
buy-out option you’ve selected.
A company should use its
working capital for general operational expenses such as payroll,
advertising and as back up reserve in slow periods or for slow
payers. Equipment leasing should be used for all capital
acquisitions as it allows the business to match revenue with
expenses so that the equipment pays for itself throughout the term
and hopefully a profitable life beyond that term.
Preserving working capital
allows the business to increase liquidity, cash flow for growth and
profits rather than
anchoring it in a
depreciating asset waiting for payback.
Another great leasing advantage is that
“soft costs”;
such as installation, shipping, training, software and start-up
maintenances can be included in the financing unlike a loan.
With the above in mind
we offer flexible lease options like
“lease-to-own”
financing options where you own the equipment at the end of the term
you selected for either $1.00, $100.00 or a 10% depending on which
state you’re located. Or an
EFA,
which has the characteristics of an equipment lease but allows you
to buyout early, a
truly
unique money saving
finance vehicle. Leasing lessens the risk of
obsolescence in industries where technological changes occur rapidly
as in the computer hardware and software industry, as it allows for
add-ons and upgrades.
FLEXIBLE EQUIPMENT LEASES and NO MONEY DOWN PAYMENT OPTIONS
Many businesses
need a more flexible repayment schedules due to the seasonality or
uniqueness of their business. Some options below may assist in
acquiring the equipment your business needs today to lock in future
business and profits.
-
$100 down, $100/month for the first 6 months,
then normal payments for term selected start
-
30, 60, 90 deferred
payment plans
-
Seasonal Payment plan
with only 8 or 9 payments out of 12 months
-
Step up program,
reduced payments for the first 12-24 months over 36-60 month
term
-
Annual, semi-annual
and
quarterly
payments for those who want 1,2 or 4 payments a
year
-
$20 down deposit,
customer simply pays $20 security deposit
-
Early Payoff Option
(not available on all transactions)
MEDICAL
EQUIPMENT LEASING, TEST EQUIPMENT LEASING, SMALL BUSINESS
EQUIPMENT LEASING, CONSTRUCTION EQUIPMENT LEASING, START-UPS
Email
www.first-financial-funding.com